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Charmaine W. New York, N.Y.

Michael provided me and my husband with solid insurance advice when we were considering policies. Michael is an experienced, knowledgeable, and very patient insurance agent.

I find that he takes his time to fully explain the products and terminology we tend to overlook. I believe Michael’s honesty and personable approach makes him stand out in an industry driven by numbers.

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Cheng Z. Chicago, IL

I was very happy with the service that Michael provided. He is very knowledgeable of long term care insurance policies.

He presented the information about policy options clearly, was very informative, and made sure I felt confident that I understood everything I needed to know to make a decision.

All our communications were through phone call or email. It was lot better than I expected it to be. Highly recommend his services!

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David & Shanika W. Hackensack, N.J.

Michael’s clarity and honesty really helped me and my wife fill in the important insurance piece of our financial plan. We’re now whole and confident moving forward! Highly recommended!

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James B. Greenville, S.C.

I talked with Michael about hybrid long term care insurance. Michael explained very well the positive and the negative points about this type of insurance. He also convinced me to keep an older policy as this was in my best interest.

After providing me with a quotation for coverage to supplement my existing one, he thoroughly explained each item in it. Michael listens to what you say and provides you with what you need. I feel that Michael is an ethical and practical insurance professional.

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Mike H. Coconino County, AZ

I am very happy with the long-term care product Michael recommended. His knowledge and ability to explain it was great. I would use his services again and highly recommend them to others.

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Vipul P. Santa Clara, CA

I visited Michael’s website to research various hybrid long term care solutions available on the market. His website provided valuable information to help me see the various options available.

He was able to guide me thru the advantages/disadvantages of the different choice and was able to suggest a option that was tailored to my specific needs.

He was always available to answer any questions/concerns I had (we are on opposite coasts so at times he would be available after his office hours to make it more convenient for me). I would highly recommend his services if you are looking for Long Term Care Insurance!