Not all hybrid long-term care policies are created equal. There are “5 important things to consider” in every hybrid LTC policy.
Having a long-term care plan in place is very important. There are 4 common ways people pay for long-term care.
Hybrid long-term care insurance combines the benefits of long-term care & life insurance into a single policy. It offers guarantees that traditional LTC insurance can’t.
Long-term care is when a licensed health practitioner certifies you as “chronically ill.” This means you can’t do two or more activities of daily living.